Choosing a health insurance plan is a crucial decision. There are various factors to consider, including cost. The first choice to make is the type of health plan that works best for you. Two of the most common types are HMOs and PPOs. The following is some basic information about
Injuries, illnesses, and other medical emergencies can be unpredictable. Having good health insurance can help you get the preventive care and diagnostics you need to stay healthy and reduce the financial burden in case medical emergencies suddenly occur. The sooner you have health coverage, the better you can protect your
During a marriage, health insurance for the entire family may be provided through one spouse’s employer-sponsored health plan. If the marriage ends in divorce, the other spouse may find himself or herself with no health insurance. Fortunately, it is possible to enroll in a health plan if you have been
Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must
There are many life events that could leave you without health insurance for a period of time. You may be changing jobs, starting your own business, were laid off, or are going through a divorce and will soon lose access to your soon-to-be former spouse’s medical insurance. In any of
It’s National Stroke Awareness Month, and now is a great time to consider what you can do to learn more about this medical condition. By shining a light on the risks of stroke, you can potentially save a life, make better decisions for yourself, and ultimately enjoy many more years
Preventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost
If you have employer-sponsored health insurance and you will soon be eligible for Medicare, you may be wondering what will happen to it once coverage kicks in. The short answer is yes, you can keep both the coverage provided by your employer as well as your Medicare. You can also
If you have questions about health insurance, we offer answers to some of the most common questions we hear from our clients. Which health insurance plan is the best? No health insurance plan is the best for everyone. Each individual and family has a unique situation with regard to income
We all need health insurance, but choosing the right coverage can be difficult. If you sign up for the wrong plan, you may discover your error when it is too late. Watch out for these five common mistakes: 1. Choosing a plan based on premium costs alone. If you have
