Business owners make choices every day to protect the interests of their business. Ensuring that they are covered by the right types of commercial insurance is key in protecting the business when the unexpected occurs. If your business regularly uses vehicles for deliveries, passenger pickups, or other work-related operations, then
Sharing a business space reduces costs, but there may be hidden financial risks. If you are planning to share a space with another professional or business, it’s important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you co-work
While all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Business interruption coverage can be added to your property insurance; this form of insurance is critical in keeping your business fully protected. It is impossible to predict
Business owners are responsible for keeping the workplace safe and OSHA (Occupational Safety and Health Administration) compliant. But accidents still happen. When a worker, customer, or client is injured, it is upsetting and there are often long term consequences. All business owners can reduce risk and maintain a safer, healthier
Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often expensive to repair, and acts such as graffiti can have far-reaching consequences for your business. Why
While it can be easy to see how sick days would be beneficial to your employees, they are equally valuable to you as an employer. Taking a day or two off from work affects immediate productivity, but the consequences of employees “toughing it out” and coming to work sick are far greater. Coming
The winter months bring in weather systems that can lead to heavy property damage as well as a higher incidence of employee illness, power outages, and the possibility of weather-related closures. Sub-zero temperatures can lead to burst pipes and flooding and leave business owners dealing with an expensive clean-up. These
On Black Friday, shoppers eagerly line up to take advantage of the deals and specials and plan to shop until they drop. The holiday season can be so fruitful that retailers should plan to take full advantage of the biggest shopping day of the year! Business owners should plan for
You have worked hard to build your business, putting in long hours to ensure it is well-established and viable. Umbrella insurance can add an extra layer of protection for all of your hard work. These polices cover what is termed “excess liability.” This type of policy helps to protect your
There are numerous types of insurance policies available for business owners to help protect against almost any possible situation. Here is a list of the top 5 essential business insurance plans you need to keep your new enterprise protected: General Liability Insurance This type of business insurance protects your new
