Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
hurt-back

Can Workers’ Comp Cover Injuries Developed Over Many Years?

Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers’ compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries caused by overuse across a long

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city-traffic

Safe Driving In Major Cities

While driving in a major city, you are likely to encounter traffic jams, bumper-to-bumper traffic, and large numbers of pedestrians and bicyclists. The following are safe driving tips to help smooth the way and reduce your risk of an accident. Avoid Driving During Rush Hour Peak rush hour traffic typically

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workers injury

Will Workers’ Comp Cover Employee Negligence?

Workers’ compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers’ compensation is a no-fault system

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autumn house

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush

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road-trip

Keeping Your Car In Good Shape On A Road Trip

A road trip is an American tradition and a great adventure. While you are traveling, your car becomes your home away from home. Many travelers use their cars as a place to eat, a shelter from the elements, and sometimes even a temporary spot to sleep. Even more importantly, you

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parking-lot

How Safe Is Your Parking Lot?

Businesses can be held liable for injuries that occur on their premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party

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apartments

Rental Property Myths Debunked

Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month’s Rent Although the security deposit may equal

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construction zone

Avoiding Accidents In Construction Zones

Construction zones introduce a number of hazards, making them especially dangerous locations for motorists. The Federal Highway Traffic Safety Administration (FHTSA) reports that during the past five years, 4,400 people have died and 200,000 have been injured in construction zone crashes alone. How Do Construction Zone Accidents Happen? Rear-end collisions

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flood-insurance

Do I Need Flood Insurance?

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur

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distracted driving

Are You An Unsafe Driver?

Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether

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