Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
Community Together Holding Hands

Communities Coming Together During The COVID-19 Pandemic

The best in human nature is revealed during trying times, and the COVID-19 pandemic is no exception. Throughout cities, towns, and rural communities in the USA, people are exhibiting the spirit of generosity every day, from a simple neighborly act to volunteers working long hours to provide vital services. Whether

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HSA savings

Will My HSA Expire If I Stop Contributing To It?

A health savings account (HSA) is designed to stay with you for life, but you could lose it if you don’t use it. The following is information you may not know about your HSA, including how to keep it if you have stopped using it. What Is An HSA? HSAs

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Small business owners

Small Business & COVID-19: How Your Insurance Agent Can Help

Your local insurance agent is a resource for you and your business during the COVID-19 pandemic. Many small businesses are struggling to stay afloat or meet the costs of doing business—including covering the cost of insurance premiums. If your business has come to a standstill due to the outbreak, our

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Small business owner

How To Support Your Local Businesses During This Trying Time

With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard

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Car driving at night

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours

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Comparing 401(k) options

Traditional 401(k) Vs. Roth 401(k)

The Roth 401(k) was introduced in 2006 and is becoming increasingly more common. The bigger the company, the more likely it is that employees will have the option of contributing to a Roth 401(k). Although the traditional 401(k) and the Roth 401(k) share some similarities, there are also major differences

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Savings money in jars

Should I Invest In A Fixed Annuity?

Individuals who are semi-retired, about to retire, or already retired may choose fixed annuities to help stabilize their income from investments. Fixed annuities are insurance contracts. They offer the person who owns the annuity a set amount of income at regular intervals up to a specified point in time or

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Businesspeople discussing liability

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property

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Tornado in an empty field

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a

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Businesspeople debating benefits

Top 7 Considerations When Choosing A Group Health Plan To Offer

Employee benefits are a key factor in recruiting and retaining top talent. Group health insurance is an important part of your employee benefits package that helps your company compete in the marketplace. If you are shopping for a group health plan, the following rank among the top factors to consider.

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