Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
African-American man reading on iPad.

How Does My Credit Score Affect My Insurance Rates?

March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a

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Poster showcasing Women's History Month.

Women’s History Month: Honoring the Past, Empowering the Future

March has long been dedicated to honoring and celebrating the contributions of women throughout history. Women’s History Month recognizes the remarkable achievements of women who have shaped our world and reminds us of the ongoing work to ensure women’s voices and stories are heard, valued, and uplifted. Where Did It

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Group of staff having a warehouse meeting.

How to Improve Benefits with Employee Feedback

The benefits packages of the past do not suit our modern-day workforce. In an age where working from home has become the new normal, businesses strive to find ways to entice and retain the best talent. The best way to attract the “stars” in your industry is to find out

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Young couple talking to new doctor.

5 Things to Consider When Choosing a New Doctor

Looking for a new doctor? Maybe you are considering switching healthcare plans, recently moved, or need a change. Finding the right medical professional to work with is vital in managing your health. Your primary care physician is your “home base.” Your doctor must be someone you can trust and feel

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Woman researching information about life insurance policies

Should I Switch from Term to Whole Life Insurance?

Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term

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Elderly woman with a walker being helped inside her home.

What Does a Home Safety Assessment Involve?

As one gets older, getting around can become a little more challenging. One gets tired more easily; maybe one’s back is painful, or the knees or hips have become troublesome. Keeping things organized in your home environment can give you greater physical security and peace of mind. This is what

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two young female business owners talking and looking at laptop

Your Guide to Purchasing Small Business Insurance

Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include

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young woman inspecting electrical system in her home

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical

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Man and woman coworkers looking at benchmark data on devices.

Why Employee Benefits Benchmarks Matter

It’s a competitive world. In today’s marketplace, you must offer more than a good salary to attract the employees you want on your team. That’s where employee benefit benchmarks come in. What is an Employee Benefit Benchmark? A “benchmark” is defined by the Oxford Dictionary as: “A standard or point

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Young man with toddler in lap and wife in background researching on. his laptop.

What is an HSA, and Is It Right for Me?

You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs.  What is an HSA? An HSA is a personal savings account for specified

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